Terms of Service

Welcome to SummaTrend.com (the "Site" or "Service"), operated by SummaTrend ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the Site, including any content, features, products, or services offered through the Site, such as online courses, tutorials, lectures, and subscription-based memberships.

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Site. We may update these Terms from time to time, and your continued use of the Site after such changes constitutes your acceptance of the updated Terms.


1. Eligibility and User Accounts

  • Eligibility: You must be at least 18 years old or the age of majority in your jurisdiction to use the Site. By using the Site, you represent and warrant that you meet these requirements.
  • Account Creation: To access certain features, such as enrolling in courses or subscribing to premium content, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary.
  • Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use.
  • Account Termination: We reserve the right to suspend or terminate your account at any time for any reason, including violations of these Terms.


2. Services and Content

  • Description: The Site offers online tutorials, lectures, courses, and subscription-based access to premium content. Content may include texts, videos, articles, quizzes, assignments, and community features.
  • Access and Use: Subject to these Terms and any applicable subscription fees, we grant you a limited, non-exclusive, non-transferable license to access and use the content for your personal, non-commercial educational purposes.
  • Content Availability: We may add, modify, or remove content at any time without notice. We do not guarantee that any specific content will remain available.
  • User-Generated Content: If you submit comments, feedback, or other materials ("User Content"), you grant us a worldwide, royalty-free, perpetual license to use, reproduce, modify, and distribute such User Content. You represent that your User Content does not infringe third-party rights.


3. Subscriptions and Payments

  • Subscription Plans: We offer various subscription tiers, which may include monthly, annual, or lifetime access. Details are provided on the Site.
  • Payments: All payments are processed through third-party payment providers (e.g., Thinkific Payment, Stripe, PayPal). You agree to provide accurate billing information and authorize us to charge the applicable fees.
  • Automatic Renewal: Subscriptions automatically renew unless canceled at least 24 hours before the renewal date. You may cancel via your account settings.
  • Taxes and Fees: You are responsible for all applicable taxes, duties, and transaction fees.
  • Price Changes: We may adjust subscription prices at any time, with notice provided for existing subscribers.


4. Refund Policy

Our refund policy is designed to encourage genuine engagement and trust, while serving as a social experiment in user integrity and conscientiousness. We believe in the value of our content and want users to fully commit to the learning process.

  • Standard Refunds: For most purchases, we offer a 30-day money-back guarantee from the date of purchase. To request a refund, contact us at [email protected] with your order details. Refunds will be processed to the original payment method, minus any transaction fees.
  • Innovative Completion-Based Refund: As part of our commitment to quality and user satisfaction, we provide an extended refund option: If you complete 100% of the coursework (as tracked by our system, including all videos watched, quizzes passed, and assignments submitted) within 30 days of purchase and are still not satisfied with the content quality, you may request a full refund. This policy relies on your honesty and good faith—we do not require proof of dissatisfaction beyond your statement. However, we reserve the right to deny refunds if we detect abuse, such as multiple refund requests or patterns of non-genuine engagement. This is intended as a social experiment to foster trust and accountability in online learning communities.
  • No Refunds for Partial Use: Refunds are not available for partially completed courses outside the 30-day window or for free trials/content.
  • Exceptions: Refunds may not be available where prohibited by law or in cases of technical issues resolved within a reasonable time.


5. Intellectual Property

  • Ownership: All content on the Site, including courses, videos, text, graphics, and software, is owned by us or our licensors and protected by copyright, trademark, and other intellectual property laws.
  • Prohibited Uses: You may not copy, distribute, modify, or create derivative works from our content without express written permission. Unauthorized use may result in account termination and legal action.
  • Trademarks: SummaTrend and associated logos are our trademarks. You may not use them without permission.


6. User Conduct

You agree not to:

  • Use the Site for any illegal, harmful, or unauthorized purpose.
  • Harass, threaten, or impersonate others.
  • Upload viruses, malware, spam, or disruptive code.
  • Scrape, data mine, or automate access to the Site without permission.
  • Interfere with the Site's security or functionality.

We may monitor User Content and remove any that violates these Terms.


7. Termination

  • By You: You may terminate your account at any time.
  • By Us: We may terminate or suspend your access for violations of these Terms, non-payment, or any other reason, without liability.
  • Effect of Termination: Upon termination, your license to use the content ends, but these Terms' provisions on intellectual property, disclaimers, and limitations of liability survive.


8. Disclaimers and Limitations of Liability

  • Disclaimers: The Site and content are provided "as is" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We do not guarantee results from using our content.
  • Limitations of Liability: To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site, even if advised of the possibility. Our total liability shall not exceed the amount you paid us in the preceding 12 months.
  • Indemnification: You agree to indemnify us against any claims arising from your use of the Site or violation of these Terms.


9. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California, USA, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the courts of the State of California. We encourage informal resolution first—contact us at [email protected].


10. Changes to Terms

We may revise these Terms at any time by posting updates on the Site. We will notify you of material changes via email or Site notice. Your continued use constitutes acceptance.


11. Miscellaneous

  • Severability: If any provision is held invalid, the remainder remains in effect.
  • No Waiver: Our failure to enforce any right does not waive it.
  • Entire Agreement: These Terms, along with our Privacy Policy, constitute the entire agreement.


12. Contact Us

For questions about these Terms, contact us at [email protected].

Thank you for using SummaTrend.com. We hope you enjoy your learning journey!